Cevrynt · AI underwriting software for MCA & alternative lenders: Underwrite the deal, not the paperwork.

Cevrynt turns borrower documents, bank activity, business checks, debt positions and lender rules into one evidence-linked underwriting view—so your team can review the full story without chasing files across tools.

Illustrative Cevrynt underwriting workspace showing business verification, cash-flow analysis, fraud review, and underwriting status
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Before you ask

The questions underwriting teams ask before they put real files through Cevrynt.

Short answers to the questions that usually come before a pilot. Security, data handling, deployment, and deeper integration questions are covered in the full FAQ.

Does Cevrynt make credit decisions or replace underwriters?

No. Cevrynt prepares the underwriting work — structuring documents, analysing bank activity, checking business and fraud signals, applying lender-defined policy, and keeping the evidence together. Your team reviews the exceptions and makes the final approval, decline, counter, pricing, or structuring decision.

Can Cevrynt work with our existing underwriting policy?

Yes. Cevrynt is designed around the rules your team already uses, including thresholds, conditions, document requirements, and exception paths. It shows where a deal fits policy, where it does not, and why. If an underwriter overrides the result, that judgment stays recorded with the file.

Do we need an LOS or API integration before we can test Cevrynt?

No. A pilot can start with a bounded workflow and representative historical files, without turning the first evaluation into an integration project. If the results justify moving forward, the production workflow and integrations can be scoped around the systems your team already uses.

How do you measure whether Cevrynt is accurate enough for our workflow?

We do not treat approval rate as an accuracy metric — approval depends on your policy and risk appetite. In a pilot, we compare Cevrynt against files your underwriters already know and measure things that can actually be checked: extracted values, financial calculations, source links, conflicts surfaced, policy results, false or missed flags, and how often a reviewer needs to correct the output.

Is the Cevrynt × SHOPLINE partnership a live integration?

Not as a universally available, plug-and-play integration today. Cevrynt and SHOPLINE have a development and referral partnership around e-commerce merchant underwriting. Any production data flow depends on the specific implementation, merchant authorization, permitted data access, and lender use case. The partnership should not be read as automatic data sharing, automatic underwriting, or guaranteed funding eligibility.